The end of 2016 was a near horror story for brokers. The Acturis Premium Index provides eight measures and seven were down on the quarter. In among these the commercial broking index (see graph above), which measures average premium movements across key lines in a typical broker’s book of business, was down 4% for the fourth quarter when compared to the same period last year. It was the biggest drop ever measured by the software provider. In addition to this unwelcome record the figures – set with a baseline of 100 in Q1 2010 – showed it had reached an all-time low of 94.6….