The Acturis Premium Index for the first quarter of the year has once again painted a bleak picture of significantly decreasing commercial insurance premiums.

The commercial broking index, which measures average premium movements across key lines in a typical broker’s book of business (see box), was down 2.6% compared to the same period of 2016 (see above). It sits below the baseline – which is the first quarter of 2010 – at 95.5…

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